Licensed Financial Advisor · Lipa, Batangas

Marjun Rayos

Helping Filipino families, professionals and freelancers protect what they earn before life asks them to.

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Photo · Portrait, smiling, outdoors
UMUnit Manager, Tower of Hercules · Sun Life Philippines
380+clients across the Philippines
2021licensed financial advisor since May 2021
Top 1Unit Manager of the Quarter, Q3 confirm
PlatinumMedallion, Field Manager level

My story

Not a story of success. A story of survival.

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Photo · Graduation
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  • I lost my chance to finish college with flying colors.
  • I lost my eldest brother in a car accident.
  • I lost my ina in the midst of the pandemic.
  • But I never lost my belief in the power of dreams.

I grew up in San Juan, Batangas, and studied Accountancy at Batangas State University. It took me five and a half years, and I spent part of them as editor-in-chief of our campus paper. Losing people I loved taught me what's at stake when a family isn't prepared, and it's why I do this work. draft · confirm with Marjun

Since 2021 I've helped more than 380 clients plan for the moments nobody wants to think about. Today I also lead the Tower of Hercules unit, a team of advisors in Lipa who share that same purpose.

"Wag na 'wag kang papayag na wala kang pangarap."Never let yourself live without a dream. From my commencement speech at Palahanan Integrated National High School.

How I can help

Plans built around your priorities

Iba't ibang insurance, iba't ibang purpose. What works for Jose might not fit Maria, so we start with your life, your budget and your goals, then find the plan that fits.

01

Health protection

For anyone who wants hospital bills covered without draining their savings.

You can't predict illness, but you can prepare for it. A personal healthcare fund protects your hard-earned savings and gives your family peace of mind when life takes an unexpected turn.

Ask about health plans
02

Life protection

For parents, breadwinners and anyone others depend on.

Make sure the people you love are cared for, no matter what happens. We'll work out how much coverage you actually need and what you can comfortably keep up with.

Ask about life plans
03

Savings & future goals

For young professionals building toward a home, a business or retirement.

Grow your money with a plan that matches your timeline and comfort with risk, and understand exactly what you're signing up for before you commit. product details pending compliance

Ask about savings plans
04

Policy review

For anyone who already has insurance, with any company.

Not sure what your current policy covers, or can't get answers from your advisor? Bring it over and we'll go through it together, free and with no pressure.

Book a policy review
"Kapag kasi nasa freelancing ka, wala kang government benefits. Kailangan mong diskartehan para may puntahan ang sinusweldo mo."A virtual assistant client, approved for health coverage in under 12 hours get client OK

Freelancer or VA? When you work independently, nobody else is going to set up your safety net. Earning money matters, but knowing how to protect it matters just as much.

Every consultation can be done online, wherever you are in the Philippines.

Plan for freelancers

Before you sign anything

Three things I tell every client

Too many people hear about bad experiences with insurance and avoid it altogether. Whoever you end up working with, check these three things first.

1

Know your priorities

Different policies serve different purposes. Never rush into paying or signing for something you don't fully understand.

Huwag magmadali.

2

Look beyond the price

Budget matters, but choose an advisor you trust: someone you won't hesitate to call for policy updates, benefit questions or help with claims.

Piliin ang madaling lapitan.

3

Check accessibility

Know where the nearest client center is and how to reach customer service. Your insurance should be as easy to manage as your bank or your phone plan.

Dapat convenient.

Recognition

Built one day at a time

Practice creates permanence. Consistency creates results. Every award below belongs as much to my clients and my unit as it does to me.

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  • Platinum MedallionField Manager level
  • Bronze MedallionAdvisor level
  • Top 1 Unit Manager of the QuarterQ3 2026
  • Top 2 Unit Manager of the MonthSeptember 2026
  • Top 1 Unit ManagerAugust 2026
  • Unit Manager, Tower of HerculesSince Dec 2022
  • Incentive trips: Bukidnon, Boracay & wellness retreats2026
  • Confirm every award name, level and date with Marjun
Photo · Tower of Hercules unit

Join the team optional section

Grow with the Tower of Hercules

I lead a unit of advisors in Lipa who care as much about their clients as they do about their own growth. If you want a career that rewards discipline, consistency and heart, let's talk.

Ask about joining
Photo · Travel / mountains
Photo · Speaking
Photo · With clients
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Let's talk

Don't wait until you need it.

A first conversation is free, online or in person in Lipa. Curious about how insurance works, or want to revisit an existing policy? I'm just a message away.

MessengerMessage me → Instagram@marjunrayos TikTok@marjunrayos Email / phonepending
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